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Discover Cards No Longer Have Holograms?

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masspope
Established Member

Discover Cards No Longer Have Holograms?

So I recently got a replacement for an expiring Discover credit card, and it turned out to have no hologram! Older Discover credit cards had a hologram in the magentic strip. This one just has a regular magnetic strip. Surely this can't be the norm going forward. I think when Discover it cards came out a decade ago, people said it looked fake. I think it might look even more fake now...

Message 1 of 14
13 REPLIES 13
Thomas_Thumb
Senior Contributor

Re: Discover Cards No Longer Have Holograms?

My Discover card expires end of May. So, I anticipate no hologram with my new card. No one but the card holder looks at cards these days. So, why spend money for non value add holograms.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 2 of 14
Kforce
Valued Contributor

Re: Discover Cards No Longer Have Holograms?


@Thomas_Thumb wrote:

My Discover card expires end of May.

So, I anticipate no hologram with my new card.

No one but the card holder looks at cards these days.

So, why spend money for non value add holograms.


^^^^ Agree,

While at removing things.

I never sign the signature space on CC's.

Never been turned down, don't think anyone even looks.

With tap the card or slide it in a slot,  why ?

How would anyone looking at the signature know if it was your's or not.

They can remove that white block area on back of all cards also.   Smiley LOL

 

 

 

Message 3 of 14
NoHardLimits
Established Contributor

Re: Discover Cards No Longer Have Holograms?

I just looked at my "it" card which was product changed from "More" in the Spring of 2022.  It also does not have a hologram, so this has been going on for at least 2 years.  I never noticed until you mentioned it.

May 2024 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 10 yrs | AoORA: 36 yrs | AoYRA: 0 mos | New Accounts: 1/6, 1/12, 3/24 | Util: 1% | DTI: 1%
Message 4 of 14
Thomas_Thumb
Senior Contributor

Re: Discover Cards No Longer Have Holograms?

I still have my More card. So it appears come June I'll be reassigned to the It crowd. Now I'm really bummed. What's next, being pushed over to the CapOne herd? Smiley Sad

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 5 of 14
NoHardLimits
Established Contributor

Re: Discover Cards No Longer Have Holograms?


@Thomas_Thumb wrote:

I still have my More card. So it appears come June I'll be reassigned to the It crowd. Now I'm really bummed. What's next, being pushed over to the CapOne herd? Smiley Sad


Is Discover automatically converting your "More" to "it"?  I had to request a product change.  From what I could tell, there was no advantage to keeping the "More" as that product's tiered rewards resulted in less cashback than the "it".

May 2024 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 10 yrs | AoORA: 36 yrs | AoYRA: 0 mos | New Accounts: 1/6, 1/12, 3/24 | Util: 1% | DTI: 1%
Message 6 of 14
markbeiser
Established Contributor

Re: Discover Cards No Longer Have Holograms?

In a few years there will not even be a magnetic strip!

Back to gardening until Late February 2025.
Current FICO8:
Message 7 of 14
TrapLine
Regular Contributor

Re: Discover Cards No Longer Have Holograms?

My Discover Card has been without a hologram since summer 2021.

Message 8 of 14
Thomas_Thumb
Senior Contributor

Re: Discover Cards No Longer Have Holograms?


@NoHardLimits wrote:

@Thomas_Thumb wrote:

I still have my More card. So it appears come June I'll be reassigned to the It crowd. Now I'm really bummed. What's next, being pushed over to the CapOne herd? Smiley Sad


Is Discover automatically converting your "More" to "it"?  I had to request a product change.  From what I could tell, there was no advantage to keeping the "More" as that product's tiered rewards resulted in less cashback than the "it".


I hope it is not automatic as I prefer my More card. However, some posters have alluded to their cards being converted automatically.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 9 of 14
NoHardLimits
Established Contributor

Re: Discover Cards No Longer Have Holograms?


@Thomas_Thumb wrote:

@NoHardLimits wrote:

@Thomas_Thumb wrote:

I still have my More card. So it appears come June I'll be reassigned to the It crowd. Now I'm really bummed. What's next, being pushed over to the CapOne herd? Smiley Sad


Is Discover automatically converting your "More" to "it"?  I had to request a product change.  From what I could tell, there was no advantage to keeping the "More" as that product's tiered rewards resulted in less cashback than the "it".


I hope it is not automatic as I prefer my More card. However, some posters have alluded to their cards being converted automatically.


I'm just curious as to why you prefer the "More".  I kept mine for many years, but that was just due to inertia and not really losing much in rewards as I wasn't putting any significant spend on the card.  Eventually, I got around to PCing to "it" for the 1% base rewards instead of 0.25%.

May 2024 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 10 yrs | AoORA: 36 yrs | AoYRA: 0 mos | New Accounts: 1/6, 1/12, 3/24 | Util: 1% | DTI: 1%
Message 10 of 14
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