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How Many Store Cards Do You Have?

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Anonymous
Not applicable

How Many Store Cards Do You Have?

Hey, guys! Smiley Happy

 

I am curious as to how many store cards you all carry. I hope the number you carry will determine whether they are useful for members. Smiley Wink

Message 1 of 16
15 REPLIES 15
Medic981
Valued Contributor

Re: How Many Store Cards Do You Have?

I have three store cards. Amazon Prime which sits in a draw as I have no need to carry it. My Synchrony Car Care also sits in my draw as I only need it if I need tires or car repairs. My Conoco card I keep in the glove box as I from time to time get gas from a Conoco station. 

 

So to answer your question, I carry none on a daily basis. 







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 16
Brian_Earl_Spilner
Credit Mentor

Re: How Many Store Cards Do You Have?

I only have 2.

 

Kohls is rarely used, but occasionally they have some good sales which is really the only reason I keep it now.

 

Target is used pretty frequently as there's a neighborhood store 2 blocks from me. But, I'm actually thinking of closing. I don't see the point as they haven't raised my limit ever and I can just use the debit version for the same 5% with an automatic PIF as it comes straight out of my bank. Less cards to juggle.

    
Message 3 of 16
wasCB14
Super Contributor

Re: How Many Store Cards Do You Have?

I once had a Brooks Brothers card but closed it. The benefits were mainly useful for in-store purchases, and after I moved I lacked a convenient local store.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 4 of 16
Anonymous
Not applicable

Re: How Many Store Cards Do You Have?

I have 2 --Synchrony Amazon Prime Card  and Comenity Avenue Card. I don't keep either in my wallet/purse because their use is 100% online. 

Message 5 of 16
19eighty5
Senior Contributor

Re: How Many Store Cards Do You Have?

I have 3 store cards on my profile- Overstock, Williams-Sonoma, and BrylaneHome.

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 16
gorgon
Established Contributor

Re: How Many Store Cards Do You Have?

None now since I closed them all before my BK, but I had seven at one point.

Message 7 of 16
Cred4All
Valued Contributor

Re: How Many Store Cards Do You Have?

0...    Just do not frequent anything particularly enough to be of use and enjoy the travel rewards for other cards.


Message 8 of 16
pipeguy
Senior Contributor

Re: How Many Store Cards Do You Have?

Lowes, Home Depot, Amazon (also Chase Visa version) - I use them all, but only these as far as store cards. 

Message 9 of 16
shoegal
Valued Contributor

Re: How Many Store Cards Do You Have?

Just two for me: Victoria’s Secret and Ulta since I shopped at both often enough.

 

 

 

 


Message 10 of 16
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