- « Previous
- Next »
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
I'm at 11/24, after one card just aged to the 24 month point yesterday. That does not include 4 amex biz cards, since they don't report to personal CB unless i mess up.

- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
3/24, 2/12, 0/6
Rebuilding, attempting to get reports 100% clean. Planned on gardening until end of the year but that was based on lender preferences for cards I no longer want.
Might try my luck next month depending on how scores look but with low expectations.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
DW is 6/24, 3/12, and 0/6.
I am 11/24, 7/12, and 7/6.
She'll be at 0/12 before she jumps the garden fence.
I may or may not wait for 0/12, I'm still missing information.
We shall see.
Fico 9: EX 765 09/13/24, EQ 776 10/04/24, TU 755 08/15/24.
Zero percent financing is where the devil lives...

- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
I guess I gotta update this now...
16/24, 4/12, 4/6
That was a great spree this month! Sad to see it come to an end but I got 5/24 plans in November.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
Well, not as bad as I thought but still excessive: 14/12 and that doesn't include the 2HPs I had to take to graduate my USBAnk secured cards. I'm 19/24... only my Discover card is older than 2.
In my defense, I only had 4 cards as of 5/19... 3 of those were cap 1. Cap 1 closed 2 of the 3. The 3rd was Sony which was spared due to the Comenity acquisition. So after Cap 1 shut down 4000 of my 7000 total credit, basically scrambled to replace the credit limits and trade lines with secured cards before the Cap 1 closures hit my reports.
I would like to try for my 3rd navy card in June... then after that, just grow and take a weed-whacker to a few (last Credit 1, Newegg and maybe on US Bank card that's stuck at 300 bucks since graduation.)
I've alienated Disco and can't get a CLI because they say I have too many bank cards. That card is bucketed anyway so will probably sock-drawer it to grow my other cards. I still have a Citi secured that will be 24 months old next month. If it doesn't graduate, will probably tell them to give me my money back. It's basically sock-drawered right now.
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
@Anonymous wrote:I am 12/24 apparently.
06/19 - BH Payboo
06/19 - Amex Cash Magnet
06/19 - Savor One
08/19 - CareCredit
08/19 - Apple Card
09/19 - Citi Rewards+
09/19 - Discover Miles
09/19 - Target
10/19 - Amex BCP (now BCE)
10/19 - Williams Sonoma VISA
10/19 - Marvel
04/20 - AOD Visa Signature
The recycle bin in my signature was from when I used to spree. I was 20/24 when I got it but I actually hit 21/24 before I stopped spreeing.
Whoa! 😯
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
0/24, 0/36, 0/48, 0/60, 0/72
However, that may change soon. A commonly favored card is calling me all day, even while I'm sleeping. 🥺
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
I started rebuilding in Aug of 2019 and have stuck with my hard rule of only having three cards:
I started with a secured Discover (unsecured seven months after opening; eventually pc'd to the IT, then cancelled in Feb of this year).
My second card (Sept 2019) was the Capital One Mastercard;"upgraded" to Quicksilver after three months; cancelled at the one year mark after finding out that it wasn't REALLY a Quicksilver.
My next card (June 2020) was the Amex BCE.
I got two cards in Sept 2020: a legit Quicksilver and the Freedom Flex.
Tomorrow I'll be applying for the Citi Double Cash (*edit* oops...I meant Custom Cash), which will effectively replace the Quicksilver in my wallet, but I won't be cancelling it.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
@Anonymous wrote:Let's all be honest and say how many credit cards have we all added the last 24 months instead OF LOL I'm at 18/24 but good data points can come of this when talking about approvals especially now we w entered and "almost" exited the corona credit scare lol
Most of them, 10/24 including AU cards... The pandemic has been boring. Getting the WF Active Cash most likely. I'd also have the Apple card if they could ever verify my ID... I might have a problem. At least I've never paid interest?
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Let’s all be honest...how many credit cards have we all added the last 24 months?
@SOGGIE wrote:
@Anonymous wrote:I am 12/24 apparently.
06/19 - BH Payboo
06/19 - Amex Cash Magnet
06/19 - Savor One
08/19 - CareCredit
08/19 - Apple Card
09/19 - Citi Rewards+
09/19 - Discover Miles
09/19 - Target
10/19 - Amex BCP (now BCE)
10/19 - Williams Sonoma VISA
10/19 - Marvel
04/20 - AOD Visa Signature
The recycle bin in my signature was from when I used to spree. I was 20/24 when I got it but I actually hit 21/24 before I stopped spreeing.
Whoa! 😯
Ha yeah I was busy! 😂
I got pretty far for someone who had a BK when he did all of that spreeing!
- « Previous
- Next »