For help with managing finances and finding where all your money goes each month let Mint.com help you. I just heard about it today and have already signed up. Its secure and can be a giant help. check it out.
With the rising incidents of ID theft, I would encourage anyone who is thinking about sharing personal information to thoroughly check the website/company out. Not just this site, but any sites of the sort.
ID theft can be disastrous.
Check, double check, triple check, and check again before sharing any personal information.
You can track expenses, make a budget, track your bills,etc, with a little work in Excel.
You have to manually input your data, but you don't send your personal information across the internet.
I used Mint.com for awhile, but finally got fed up with having to re-categorize all of my expenses and I wanted to track my daily spending record for cash payments. Unfortunately, since Mint is based on trying to intuitively determine what your expenses map to, you end up with a lot of incorrect entries. To be fair, you can set rules, but it still takes work and isn't always 100% accurate.
I've switched to an equally labor-intensive (but highly accurate) solution for tracking receipts and budgeting:
I have used Mint successfully for a few months now. I have not had any problems, and it has been super helpful when you are using multiple cards. I have a ton of CC's and I had been using all of them. So it helps to see them all in one place.
Yes it is scary. Someone gave me a spreadsheet a while back that is very useful. But I have loved it so far.
No ID theft as of yet. But i suspect that would be the site to hack if you were in the business to steal identities.
I heard about mint last month from someone on these boards and I LOVE IT!!! I used to spend about an hour a day logging into all my financial accounts. (I'm a little OCD in this area.) I feel that mint has been fully vetted and they have no access to my money; its just a great place to see everything at once. I agree that the budgeting tools don't work right but I LOVE being able to login at one site and see immediately what my balances are and, also, where most of my transactions are. Can you believe 29 transactions at Wal-Mart in less than 30 days. We should buy stock....
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.