Most Embarrassing/Memorable Moment Using Card

[jon22guitar]

What's your most embarassing/memborable card usage experience? 

I previously worked part-time at a Super Target and occasionally worked as a backup cashier when the lines were busy.

One time, a customer's RedCard transaction was declined and the register prompted me to call a 1-800 number. Remembering that I first needed to dial 9 because I was calling an outside number, I dialed 9 then 1 then the rest of the number. When I put the phone to my ear I hear "Hello, this is the *city* Police Department. Is everything alright?"   *cue embarassment* "I apologize. I did not mean to dial this number," I said, then gave them my name and redialed the 1-800 number and got the customer's transaction approved. I must have pressed the 1 twice...

I immediately call over a manager to explain that I had just called the police *accidently*  Seconds later, I hear AP (assest protection/security) being paged via my walkie talkie (police called the store back so that they could make sure I wasn't a hostage, or needed to send in a SWAT team- at least that's what I assumed). 

Let's hear your stories! 

[Anonymous]

Wow, that must have been embarrassing. I actually think I've seen that happen at a Costco. As for me, I don't have any major moments outside of handing a card that a merchant didn't take. The worst was at Sam's Club where I handed 3 different cards in a row that they wouldn't take, haha.

[Kenny]

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@Anonymous wrote:

Wow, that must have been embarrassing. I actually think I've seen that happen at a Costco. As for me, I don't have any major moments outside of handing a card that a merchant didn't take. The worst was at Sam's Club where I handed 3 different cards in a row that they wouldn't take, haha.

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Oh no! I've definitely done that before at Sam's.. not three though, but enough to be frustrated/embarrassed!

[Anonymous]

Oooo h .... not one I would like to experience.

[BearsAndTurtlesRtheBest]

Other than your debit card declining and you dont have your CCs with you so you have to leave the cashier with all your gorceries bagged up, now that was embarrasing, havent gone back since.....

[jm1991]

being invited out to dinner with a group of friends and having my c/c declined. This was when i only had one very low limit card+ debit and survining on my part time job. unfortunately for me i did not have enough on my credit card or debit card to cover the dinner so one of my friends had to pay for me. i did pay him back though

[Anonymous]

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@BearsAndTurtlesRtheBest wrote:

Other than your debit card declining and you dont have your CCs with you so you have to leave the cashier with all your gorceries bagged up, now that was embarrasing, havent gone back since.....

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Why were you outside naked?

[Anonymous]

Back in the 80's, I'd just gotten my Amex Gold. The first time I used it, I'm on a date and this particular establishment used the old Carbon method. Well my card got mangled and two of the numbers could not be read. As I recall, I had another credit card but that was maxed out, so, my girlfriend wound up paying for the meal. I paid her back though. I married her!

[Anonymous]

For me there were two incidents. 

(Ten years ago when I was 19) The first one was not that major, but being young it was EMARRASSING!! I was in line at the grocery store with a friend, and I handed the cashier my debit card, and it was declined. I had forgotten that the card that I was using was the old one and not the new one. I had not switched out my cards. 

The second time was summer time 2012. I was struggling financially, and was in Santa Barbara visiting family. I was with my little cousin at the Habbit, and had decided to cover his lunch. I could not remember if my credit card was maxed out or if I should use the other one, becuase clearly I didn't have the money in my checking accounts (I bank with Chase and BofA). I handed the cahsier my MasterCard and he told me it was declined, and then I handed him my VIsa and the transaction went through. I was hoping my little cousin did not hear that I had a credit card that was declined. 

[Anonymous]

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@Anonymous wrote:

Back in the 80's, I'd just gotten my Amex Gold. The first time I used it, I'm on a date and this particular establishment used the old Carbon method. Well my card got mangled and two of the numbers could not be read. As I recall, I had another credit card but that was maxed out, so, my girlfriend wound up paying for the meal. I paid her back though. I married her!

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It sounds like now it is a funny story versus, "that's why we did not go on a second date."  Good for you guys, CHEERS!!