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What is your largest CL and which card?

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Remedios
Credit Mentor

Re: What is your largest CL and which card?

My debit card 🤷‍♀️
Message 21 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?

Mine actually is my Credit One secured card at $100. But the good news is, ITS AN AMEX!!!!!!
Message 22 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?

My largest is CSR @ 34k (SL)

I also have the following :
Amex BCP 25k (SL)
Amex EDC 25k (CLI)
Chase Marriot Bonvoy 24k (SL)
Message 23 of 68
MrDisco99
Valued Contributor

Re: What is your largest CL and which card?

My Amex Hilton Honors is at $50K right now... mainly from transferring limits from other cards before closing them.

 

Most growth without combining limits: BoA Travel Rewards and Cash Rewards, both started at $8K, both now $30K

Highest starting limit: My $20K Amex EDP (gone now)

Message 24 of 68
kshurika
Frequent Contributor

Re: What is your largest CL and which card?



Amex BCP 30K
Message 25 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?

NFCU Platinum $25k

Cap One SavorOne $15k

NFCU Flagship $15k

Care Credit $15k

Message 26 of 68
Trikoret
Contributor

Re: What is your largest CL and which card?

BofA Premium card 120k, BofA cash card 30k, BofA business card 70k, Chase freedom 68k.
Message 27 of 68
Aim_High
Super Contributor

Re: What is your largest CL and which card?


@Trikoret wrote:
BofA Premium card 120k, BofA cash card 30k, BofA business card 70k, Chase freedom 68k.

Wow, awesome limits!  Congrats!

Looks like you put a very large amount of business spend through BofA to get all those huge limits?

I know some on MyFico have hit an apparent limit at $99.9K on all cards, even with high income and great scores.

DPs on your BofA relationship and overall credit profile would be quite interesting if you would share them, please.   


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 28 of 68
K-in-Boston
Epic Contributor

Re: What is your largest CL and which card?

$90,000 on my BoA Travel Rewards (with Premium Rewards I am at $99.9k cap) and AU on a $99,900 BoA affinity card.  For a lot of this, max exposure by lender might be a better measurement since certain lenders like Amex and Chase allow you to move around and combine limits.  It's insanity when I realize those 2 BoA cards have higher cash advance limits than my highest credit limit was just 4 years ago.  LOL

Message 29 of 68
wasCB14
Super Contributor

Re: What is your largest CL and which card?

I'm still at only $20k.

 

I have several cards with that limit.

I have taken a single card up to more than twice that limit.

I have total CLs with a few issuers well beyond that.

 

But...I have to spread those total CLs across 5 Amex and 5 Chase revolvers, and most other issuers' products don't interest me as much.

Also POI from a business is complicated (separate tax return) and investment income fluctuates by year so I give issuers a conservative figure for income.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 30 of 68
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