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Mine is no new apps for 2014..I have way more than enough credit
Don't get married.
No HP at all until Dec 2014.
Transitioning from my awkward yo-yo workout plan to something more sustainable.
Credit wise, another year of no frivolous apps while I continue to clean up my finances and the rest of my life towards everything I theoretically should be doing... or give up for good on it and move on with my life.
Break my 750 "glass ceiling" on EQ. Been flirting back and forth between 742 and 748. But just can't seem to make it over the hump. 2014 will be the year.
Become debt free, and hit 700's for the first time in my life.