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Why am I not a full member?

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oupsmince
Established Member

Why am I not a full member?

To become a full member, I need a minimum of 5 posts, 60 Minutes On-line and 10 Sign-ins. I am still a New Member despite the fact that I have 5 posts, 102 Minutes On-line and 11 Sign-ins.Why?


FICO 8 scores12/2025
EX-729
EQ-714
TU-737
Message 1 of 6
5 REPLIES 5
JoeRockhead
Community Leader
Super Contributor

Re: Why am I not a full member?

The criteria thresholds you mentioned are based on guesses... not everyone ranks up at the published thresholds. Those have been provided by other members based on other's experiences so they provide an estimate as to what criteria needs to be met. Keep posting and you'll rank up before you know it.

Message 2 of 6
Thomas_Thumb
Senior Contributor

Re: Why am I not a full member?

Most of the lower thresholds are spot on for posts and sign ins. However, minimum sign-ins start to become speculative above contributor. Post minimums are well established based on a few hundred data points. That being said, the thresholds are minimums for potential rank up - meaning you can't get there with fewer but, it could take more. Minimum post counts have been checked/reported from new member through senior contributor. Super contributor through legendary contributor are estimates as fewer data points exist. For example changeover to Super from Senior has been documented at 5600-5700 but, not 5500. No Mega rank ever below 15,000 posts, Epic below 20,000 ot Legendary below 30,000.

 

Minutes online tresholds are hard to nail down and rather speculative. Its use as a factor was identified when the Forum experienced a system glitch resetting poster minutes on line but many retained post count.

 

BTW it appears the OP did rank up to Member. OP's current post count is 7. Posts on Smorgasboard don't count toward total for rank up purposes. Also, rank ups sometimes require a log out, log back in refresh.

 

Page 39, message 386 has last table update for rank levels.

 

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 3 of 6
Kforce
Senior Contributor

Re: Why am I not a full member?


@JoeRockhead wrote:

The criteria thresholds you mentioned are based on guesses... not everyone ranks up at the published thresholds. Those have been provided by other members based on other's experiences so they provide an estimate as to what criteria needs to be met. Keep posting and you'll rank up before you know it.


It's like Fico scores, secret unknown numbers and ratios of thresholds.  Smiley LOL

What else would be in a Fico forum?

Message 4 of 6
Shooting-For-800
Senior Contributor

Re: Why am I not a full member?

Friday the 13th

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 5 of 6
ptatohed
Senior Contributor

Re: Why am I not a full member?


@oupsmince wrote:

To become a full member, I need a minimum of 5 posts, 60 Minutes On-line and 10 Sign-ins. I am still a New Member despite the fact that I have 5 posts, 102 Minutes On-line and 11 Sign-ins.Why?


It reads 'Member' now.  Smiley Happy  

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