Finished SL Rehab UPDATE!!

[Aduke1122]

Also if you have been already approved for the loan I'm sure it will all go thru as planned,.I doubt they would pull your credit again . Keeping my fingers crossed for you JMCB

[JMCB]

Aduke, so after you messaged them, how long did you notice some of your lates removed? I know you said not all of your reports are clean but they did remove some of the lates correct? Or was that from your disputing instead?

And thats a good point. Hopefully they wont pull a fresh credit report for the autoloan. If nothing else, they will just stay with the experian and not pull all 3. My Experian ist at 750 Fico 8 right now.

[Aduke1122]

I sent them a message on Sunday Oct 15th she responded Monday 16th saying that she researched my acct and that they put in for all negatives marks to be removed from all 3 credit bureaus on the 13th and by the end of that week my EQ and TU were clean it's just my EX that still shows my.lates but she did tell me it could take up to 30 days for the CB to update my reports. So I'm patiently waiting for EX I'm giving them until Nov 13th . I also made her clarify t me that when she said they were removing negative marks that it meant they were removing my lates and she said yes everything will be removed . Hope that makes sense sorry

[Aduke1122]

And no none of the lates came off from disputes , only the collections accts dropped off after I disputed . It was only after I talked to her and she said that had just sent it in to be removed that I seen they were gone within a week of that except EX . EX is making me so mad lol. I'm just ready to be done with this aND I still haven't pulled my updated 3B reports and fico bc I was waiting for EX to update first . So I don't even know what kind of increase I got from the lates being removed or anything ..sigh....

[JMCB]

Ya that makes sense! They moved pretty **bleep** fast tho! That's was a fast response and to even get two bureaus to update that fast is pretty good I think. Hell of a lot faster than disputing. Thinking out of the box was brilliant!

[Anonymous]

well checked credit.com this morning,isac the student loan collection was removed from their,instead of 21 lates got 8 lates,score went from 651 to 724,so maybe all credit report places will delete isac,love the 724 even if it is a fako,my real scores shoud jump up some too close to 650 or so average.

[JMCB]

Congrats Bigred. Its a start. Something is better than nothing. Hopefully the rest will come off, if not just keep disputing the rest of them. And how my credit worked, I could never get past that 700 mark with the lates still on there (Real FICO 8 score model). All 3 of my scores stayed at 698 with the lates on there. But as soon as they were removed, 50 to 75 point increase. So I would say the FAKO is a little high but its still realistic in showing a huge score increase! Good luck!

[JMCB]

So I messaged Great Lakes directly from Facebook last night. They replied back and asked me to send an email to their social media email address [email protected]. So I forwarded my message to there. We shall see if they respond today or tomorrow.

[Aduke1122]

Congrats Bigred and let me know how it goes JMCB keeping my fingers crossed for you both

[JMCB]

So after messaging through Facebook last night, 8:30 this morning their response was to email their social media team. So I immediatly forwarded my message via email. I just received an email from Morgan in the social media team (12:30pm), stating she forwarded my request to the credit analysis team for review and I will hear from them in a couple days. So they are pretty fast at responding..... but on forwarding request to others.... Hahahahaha! We shall see if they get back to me before the weekend! I'll keep u guys updated!