Hello all I heard that there is some new things out (IBR) plus a few others that I don't recall. I am wondering if I would qualify for any of these programs. I make more than $55,000 per year and I am a nurse that works in a nonprofit non-goverment hospital (we have a 403-B retirement). I have already consolidated my student loans (Citibank now holds them). My interest rate on my consolidation loan is a little less than 5.75%. What I really need to know is with all of these new programs out there do I qualify for any of them and if I do are they worth my time looking into given my current interest rate? Thanks for any input folks. 
