Take the myFICO Fitness Challenge 2021!

[LuckyInLife]

My goal is to get my scores high enough to be able to buy a house within the next year.

[Sax2610]

@Anonymous 

Congratulations on the new freedom 👏 . If i can do it i know you can keep pushing forward 

[Jshepherd04]

Hello I am glad to be a member here.

My main goals is too see how high I can get my score and too begin establishing good payment history. Finally starting to pay attention too my credit and see how much I can rehab my scores

[Anonymous]

I am six month from discharging a chapter 7.  I would like to get my scores up enough to purchase a car without double digit interest rates.  I would like to get my scores up to 720.  The Fico stimulator tells me that I can raise my score if I pay off $56K of my student loans, but I don't see that happening soon.

[Anonymous]

I am new here. Since July of last year I have been working to increase my credit score. I made a lot of stupid mistakes in my past not realizing how damaging it would be to my future. So now here I am ready to buy a home for the first time and being haunted by those past mistakes that have resulted in low credit scores. This year I would really like to buy my first home. So it is so important that I get my score up to at least a 670 is what I have heard. I'm close, but not seeing what else I can do over the next few months to get there. I recently paid of all my credit cards which gave me a boost. Working hard to get there and educating myself!

[GApeachy]

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@Anonymous wrote:

I am new here. Since July of last year I have been working to increase my credit score. I made a lot of stupid mistakes in my past not realizing how damaging it would be to my future. So now here I am ready to buy a home for the first time and being haunted by those past mistakes that have resulted in low credit scores. This year I would really like to buy my first home. So it is so important that I get my score up to at least a 670 is what I have heard. I'm close, but not seeing what else I can do over the next few months to get there. I recently paid of all my credit cards which gave me a boost. Working hard to get there and educating myself!

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Hi!  Welcome to the Forum!

To help with scores do a search here for AZEO.  That will help you maximize scores with your tl's.  Do you have any derogs on your cr's?  If so, you can list them here or in the "rebuilding" section for advice.  Good Luck to you and hopefully you'll have the house keys in your hands soon.  The higher your scores, the lower your interest rate will be and hopefully you'll find advise that you can use to help with that.

[fbc200384]

I'm in the same boat. I'm close. We can the light at the end of tunnel.

[Anonymous]

Yessssss!!! We got this!!!

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@fbc200384 wrote:

I'm in the same boat. I'm close. We can the light at the end of tunnel.

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[Yasselife]

1: gardening until jul 2022, +800 scores.

2: pay off cc debt [$6,250].

3: reducing the amount of cards [min 24mo of history before closing each].

[Anonymous]

Joining this challenge late, but my 2021 goal is to break 700 on one or more scores, and to pay down all cards to within range that I can pay them off each month (less a little left to report on one - AZEO)!