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-12 point score drop after a CC payment

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turninganewleaf
Regular Contributor

-12 point score drop after a CC payment

Checked my TC reports this morning and saw a 12 point drop on my TC Experian report.  Nothing changed except for a $223 payment I made on a CC that posted today.  Will I see those points come back soon?
 
9/12/07 TC EX 546
9/21/07 TC EX 560
10/4/07 TC EX 548 (after payment)
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: -12 point score drop after a CC payment

FAKO scores mean nothing-

Double check the entire report-
Message 2 of 6
turninganewleaf
Regular Contributor

Re: -12 point score drop after a CC payment

I realize that FAKO's are significant but what would explain a 12 point drop when I made a CC payment?  I've triple checked my entire report...


Timothy wrote:
FAKO scores mean nothing-

Double check the entire report-


FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Message 3 of 6
Anonymous
Not applicable

Re: -12 point score drop after a CC payment

FAKO Buckets?
Message 4 of 6
turninganewleaf
Regular Contributor

Re: -12 point score drop after a CC payment



Timothy wrote:
FAKO Buckets?

That's kind of what I was thinking...refresh my memory again, buckets can be good if I'm moving up into a new category, right?  Long term speaking that is...
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Message 5 of 6
Anonymous
Not applicable

Re: -12 point score drop after a CC payment

Posted today, ahh probably not on your credit report yet. Strange. TC is TransRisk, no one uses it. I'd not worry about it. I don't even check my FAKOs on TC.

Message Edited by ilovepizza on 10-04-2007 07:23 PM
Message 6 of 6
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