@MudkipsRKooL wrote:
what score did you start being serious about getting 800 and how long did it take you from a score of 700? or how long did it take from say 750? Also congrats!
Sorry for the late response @MudkipsRKooL and thank you. I hit a wall back in 2008 due to medical bills and a decrease in income. Hitting 800 was always a goal, however I really didn't keep track of my scores until 3 years ago. Paid cash for everything. It wasn't until 3 years ago that I realize that my last installment loan was back in 1992, so I took out a car loan 3 years ago a mortgage back in April of 2019. Once those started reporting, it's been a steady climb since. My score was about in the low 600's in Q1 of last year, dipped to 570-620 in November 2019, then a baddy dropped off. That bumped my score up to 690-705. From there, I closed my 2nd tier CC's and opened up a Citi DC, Citi AAD and a CSP in Q1 2020. Scores dropped a little, but I crossed the 750 threshold in April of this year.
