cancel
Showing results for 
Search instead for 
Did you mean: 

900 Club...

tag
Trudy
Valued Contributor

900 Club...

I know other's have reached 900 on the industry scores but was unable to find a "900 Club" thread.  It was just a bit weird to see it today when I pulled my scores.  I think EQ loves me Heart

 

 

 

FICO9.png

FICO - 8: 05/05/23
Message 1 of 43
42 REPLIES 42
Girlzilla88
Valued Contributor

Re: 900 Club...

Sweet lol 







Message 2 of 43
donkort
Valued Contributor

Re: 900 Club...

 I have an 865 (EX Auto 2) and an 856 (EX Bankcard 2).  That's the closest I've come.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 3 of 43
Trudy
Valued Contributor

Re: 900 Club...


@donkort wrote:

 I have an 865 (EX Auto 2) and an 856 (EX Bankcard 2).  That's the closest I've come.


Those are great scores, particular for that older model.  I've been hovering in th upper 880's and 890's for EQ for a while.  Assumed it could happen but seeing that number was truly weird Smiley Surprised 

FICO - 8: 05/05/23
Message 4 of 43
coreysw12
Valued Contributor

Re: 900 Club...

Time to go car shopping Smiley Wink

    Total Loan Balance: $43k / $65k


    Total SL: $78k

United 1K - 725,000 lifetime flight miles    |    Chase Status: 4/24
Message 5 of 43
M_Smart007
Legendary Contributor

Re: 900 Club...

Congrats OP!

Message 6 of 43
AllZero
Mega Contributor

Re: 900 Club...

Congratulations on your success!

Message 7 of 43
coreysw12
Valued Contributor

Re: 900 Club...

My Fico Auto 8 & 9 scores have always been my best scores, usually 50-100 points higher than my other FICO scores. I think because it's weighted for auto loans, they heavily factor in prior auto loan histories. Despite my awful credit I had from 2016-2019, I always have made my car payments on time, and have 4 auto loans on my report (2 closed, 2 open), and I think that's why my Auto scores are so much higher than the rest of my scores.

 

No joke, my EQ Mortgage score is 617, my EQ vantagescore (I know...) is 577. By contrast, my EQ Auto 8 score is 711.

    Total Loan Balance: $43k / $65k


    Total SL: $78k

United 1K - 725,000 lifetime flight miles    |    Chase Status: 4/24
Message 8 of 43
donkort
Valued Contributor

Re: 900 Club...

Should have congratulated Trudy----Trudy Truly deserves her accolades!

 

I have high auto scores because I paid off in full two leases in a row, and am now 2/3's through my present lease.

 

Ironically, when my FICOs were in 660s-680s, my auto scores were in the 630s-640s---but my mortgage scores were 700-plus.  

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 9 of 43
Trudy
Valued Contributor

Re: 900 Club...


@donkort wrote:

Should have congratulated Trudy----Trudy Truly deserves her accolades!

 

I have high auto scores because I paid off in full two leases in a row, and am now 2/3's through my present lease.

 

Ironically, when my FICOs were in 660s-680s, my auto scores were in the 630s-640s---but my mortgage scores were 700-plus.  


Aw shucks.  Truth be told, who needs a 900.  Just a pretty number I've never seen..on my file Smiley Wink

FICO - 8: 05/05/23
Message 10 of 43
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.