900 Club...

[Thomas_Thumb]

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@Trudy wrote:

I know other's have reached 900 on the industry scores but was unable to find a "900 Club" thread.  It was just a bit weird to see it today when I pulled my scores.  I think EQ loves me

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Congratulations.

Equifax has been my Nemesis. Got my 1st double Fico 8 900 on the Bankcard version back in 2015.  Never able to get a 900 on EQ (topped out at 892).

Always stopped shy of 900 on Fico 8 Auto (topped out at 897 on TU and 899 on EX). - Because I have no auto loan history on file?

[donkort]

I wouldn't be surprised if that is the reason.

I have one fully paid car loan, 2 fully paid-up leases, and I'm 2/3's through my third lease----and my auto scores are still in the low-upper 800s.

[Thomas_Thumb]

For those interested -

Below is a link to tables showing model Min/Max scores and real world Min/Max scores for a variety of credit scoring models. Note: real world score limits represent what has been realized from all profiles run through each CRAs respective model. The limits listed come from the CRAs. However, there are a few instances where real world results have not been made available (at least to the general public).

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-versio...

[donkort]

Thank you.

[seattletravels]

🤩🤩🤩 congrats!

[Trudy]

Welcome back TT.  Missed your input.

[Thomas_Thumb]

Thanks  -

The forums help keep my mind off the stock markets .

[Dreams_Come_True]

Congratulations on your achievement!

[Thomas_Thumb]

@EW800Reported 3 Fico 8 Industry enhanced 900 scores last March. The late, which fell off before the March data, was only on TU. It was the only derog EW800 had on file.

See pastes below

[Trudy]

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@Thomas_Thumb wrote:

@EW800Reported 3 Fico 8 Industry enhanced 900 scores last March. The late, which fell off before the March data, was only on TU. It was the only derog EW800 had on file.

See pastes below

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That's awesome!  I know it's been done and probably by plenty of people including you and was surprised there was no 900 Club thread   More surprised by seeing that number on my report.