Trudy, you are a rare bird 
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So far you are the only poster I have come across reporting an EQ 900. All other 900's were TU and/or EX and were Fico 8. Yours is the 1st Fico 9, 900, I have seen.
Fun facts -
1) Not all industry option Fico 9's actually go all the way to 900 for real world scores. Guess which one(s) don't and what the max real world score(s) are.
2) It is harder to get Bankcard Fico 9's above 880 than Auto Fico 9's. Not sure why.
What are your bankcard Fico 9 scores and your bankcard/auto Fico 8 scores?
@Thomas_Thumb wrote:Trudy, you are a rare bird
So far you are the only poster I have come across reporting an EQ 900. All other 900's were TU and/or EX and were Fico 8. Yours is the 1st Fico 9, 900, I have seen.
Fun facts -
1) Not all industry option Fico 9's actually go all the way to 900 for real world scores. Guess which one(s) don't and what the max real world score(s) are. Well a review of the link you provided up thread looks like EX BC9 and EQBC9 are the only ones
?? I won't even try to guess the max, no clue.
2) It is harder to get Bankcard Fico 9's above 880 than Auto Fico 9's. Not sure why. As of 3/9 EQ BC9 is 888. EQ
me (at least today).
What are your bankcard Fico 9 scores and your bankcard/auto Fico 8 scores?
And on 9/2, before my new 9/2019 account hit, resetting AoYA(r) to zero these were my BC8 and Auto 8 scores. TU and EQ was a little higher back then with a higher AGG revolver UTL of 9.3%. Industry 9's were a little lower then compared to now.
*In September I had one 30 day left on EX (not on the others) that was not removed until late October.
@Thomas_Thumb wrote:
@Trudy wrote:I know other's have reached 900 on the industry scores but was unable to find a "900 Club" thread. It was just a bit weird to see it today when I pulled my scores. I think EQ loves me
Congratulations.
Equifax has been my Nemesis. Got my 1st double Fico 8 900 on the Bankcard version back in 2015. Never able to get a 900 on EQ (topped out at 892).
Always stopped shy of 900 on Fico 8 Auto (topped out at 897 on TU and EX). - Because I have no auto loan history on file?
Probably actually.
There is a reason code on some flavors of the AU industry options where "no recent auto loan activity" is a thing, think it shows up perhaps after 4 years or so at least when I saw it in my reports with a paid off autoloan on my file.
Can't think of any other reason you wouldn't be max there with your godlike file especially prior to the CLI HP, though it might weight installment utilization more strongly too. I have never really cared much about the AU scores but with access to Experian's CMS I guess I could try to do some analysis on them I just don't find them all that relevant given that if my classic FICO 8 is good (or bad) the industry options will be close to the same and auto loans aren't hard to get financed at all.
Especially when hardly anyone outside of the dealer financial arms of lenders actually use them, too easy to get good financing from a CU or whatever beforehand on a Classic score.
@Anonymous wrote:
@TrudyCongratulations!!! Truly a superb achievement, congratulations indeed.
Thanks BM7!
@Thomas_Thumb wrote:Looking for updates.
Anyone out there know of a profile that received the elusive Fico BCE or Auto 900 hattrick across all three CBs on Fico 8 or Fico 9?
Nope. Closest I've gotten is below. Interesting the 1st post on this page was yours noting that it's harder to get BC9 above 880. That's seems definitely true.
Had a large expense late August (paid off) and new account 11/2020. Haven't reached these numbers again yet.
Paid off auto loan in late October that hurt caused point loss on Auto scores.