ANOTHER "WHEN WILL SCOREWATCH UPDATE" QUESTION

[rom828]

DH got new NFCU CC ($10K) in September.

It is finally  reporting to all three CBs as of last week (EQ was the slow one) per Credit Secure, but he hasn't   received any SW alert/score update indicating EQ has notified SW.

Since the TL is already showing up on CS, shouldn't it be on SW by now???

[XAVIERSMAMA]

Check your SW settings.  An alert will only trigger if you go above or below the settings you have in place. 

[rom828]

Thanks!

But I think settings are ok and not the issue since new accounts are a "standard setting" under SW.  SW is  supposed to update when any new acount reports.

Since the account is already showing on CS (for TU EX and EQ)  I'm just wondering how long for EQ to 'report" to  FICO (at which time alert should be triggered).

[XAVIERSMAMA]

Sorry I guess I misread the question.  I've noticed it's no set date but anywhere between 1-30 days.  If you look at past alerts the alert date is never the same as the report date.  Or at least it's not on my report.  I had a new account alert on the 3/31 but when I checked the more infor button it showed that the account reported on 3/1.  Hope this helps.

[rom828]

Guess I'm just antsy as not sure if the new account will hurt AAoA more than lower utilization will help, and  I actually want to buy a more current EQ report, but dont want to do so til this new account is reporting.

Bought FICO TU report(it'd been a few months since we'd bought one)  and it stayed about the same with this card reporting. 

I've had a few times where buying the SW EQ report actually triggered the alert (would receive one later the same day or the next) or seemed to, since the report had new info (like a new acount)  but I'd not received an alert prior to buying the report.

Patience is a virtue so I suppose I just need to be virtuous!!