I've had a cc account with a lender for over 23 years(exact year unknown as no longer listed on report). Over the years the account was purchased by another lender, then later again bought by another lender. This is a result of the Macy buyout of Marshall Fields. The three accounts, all originating from one, are shown seperately on my fico report.
(1) Is this account duplication???
(2) Should they get counted seperately, increasing the number of overall accounts, closed or opened?
As far as I can tell, this is counted against a higher FICO score, more negatives.
Any suggestions on alleviating the mess?