All collections removed. Guess increase?

[blb2397]

Ok so I have seen this asked before and I know it's hard to predict, but so are football teams success and many do it anyway

So a guess is fine.

All fico scores sit around 700.

I had 3 PRA collections without the original credit line reporting as the only derogatories on reports but payment just cleared.

Am I looking at any significant bump.

I was hoping that leaving me with zero negatives would make the increase more prominent but that's just a guess. 

Jets Prediction 5-11

[FireMedic1]

Congrats. It depends how old they are. Not knowing your full profile. Score now is 700. 55 pts. Just throwing it out there. Good Luck!

[Red1Blue]

Congrats for getting the  negatives removed. Good luck with your score increase.

[Anonymous]

Also depends on how well positioned the rest of your profile is. If you want an estimate that factors your profile use the simulator and just age past when those would fall off based on the dates appearing on your reports. 

[SouthJamaica]

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@blb2397 wrote:

Ok so I have seen this asked before and I know it's hard to predict, but so are football teams success and many do it anyway

So a guess is fine.

All fico scores sit around 700.

I had 3 PRA collections without the original credit line reporting as the only derogatories on reports but payment just cleared.

Am I looking at any significant bump.

I was hoping that leaving me with zero negatives would make the increase more prominent but that's just a guess. 

Jets Prediction 5-11

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I don't understand. Did you say that the payments just cleared? How do you know the collections will be removed from your reports?

[bobnathan0295]

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@Anonymous wrote:

Also depends on how well positioned the rest of your profile is. If you want an estimate that factors your profile use the simulator and just age past when those would fall off based on the dates appearing on your reports. 

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that is a good idea

[FireMedic1]

@blb2397 

Were patiently waiting to see what happend if PRA removed them. Update please?

[blb2397]

Payments cleared then showed as paid collection a couple of days later. PRA will delete paid collection tradeline within 30 days even if settled for less. That are actually good for it. I don't think I've heard of anyone not having it deleted.

[blb2397]

Still waiting for the deletes. I will update.

Interesting though, Vantage scores jumped to the 760's while FICO still at 700.

All reporting as paid collections currently.

Does this possibly mean that Vantage ignores paid collections while FICO doesn't?

Thanks

[Remedios]

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@blb2397 wrote:

Still waiting for the deletes. I will update.

Interesting though, Vantage scores jumped to the 760's while FICO still at 700.

All reporting as paid collections currently.

Does this possibly mean that Vantage ignores paid collections while FICO doesn't?

Thanks

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Yes.