Are score changes reflected on all models or simply the Fico Dashboard?

[Anonymous]

I am preparing for a mortgage in 2021, and noticed that I had a +44 point change on my Dashboard EXP, but the mortgage score remains unchanged. 

Is this because only the Dashboard scores are impacted on myFICO, or is it because the change did not affect my mortgage score. Meaning, will I only see change in the Dashboard even though the other scores may move in a positive way too?

[chiefone4u]

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@Anonymous wrote:

I am preparing for a mortgage in 2021, and noticed that I had a +44 point change on my Dashboard EXP, but the mortgage score remains unchanged. 

Is this because only the Dashboard scores are impacted on myFICO, or is it because the change did not affect my mortgage score. Meaning, will I only see change in the Dashboard even though the other scores may move in a positive way too?

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If I'm understanding your question correctly, you see a change on the dashboard when a reporting event occurs. The other scores (mortgage scores) only update per your subscription... typically once a quarter or when you order an update. 

[SouthJamaica]

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@Anonymous wrote:

I am preparing for a mortgage in 2021, and noticed that I had a +44 point change on my Dashboard EXP, but the mortgage score remains unchanged. 

Is this because only the Dashboard scores are impacted on myFICO, or is it because the change did not affect my mortgage score. Meaning, will I only see change in the Dashboard even though the other scores may move in a positive way too?

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The scores on your MyFICO dashboard are FICO 8 scores.

The changes are usually a day or two late; EX changes the fastest of the three.

Your mortgage scores change whenever they change, but you have no access to them on MyFICO except when you pull a report.

Your mortgage scores are a completely separate scoring model, and react entirely differently to the change in data.

[Anonymous]

I'm not familiar with the MF product/memberships and what you get.  Whenever someone is provided with a score though, typically the date associated with the pull that resulted in that score is provided.  I would think you'd see a date on the page where you're seeing the EX8 score up 44 points, then see a (perhaps different/older) date on the page with your mortgage score(s).

[Anonymous]

The EX app updates your scores daily, including EX mortgage score. I am not sure if that requires a subscription (I have one for both me and SO), it may not.

MyFico only updates F8 scores and the rest of the scores (including mortgage scores) are updated whenever you get a new 3B pull (monthly or quarterly).