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Hello all,
Just a quick question. I have had two balance change alerts in the past two days. Previously, when my balance updated, I would get a hefty raise in my credit score. I didn't get one this time and my balance has gone down even more. I was wondering does it take a while for my score to catch up, or should it be something that is instant, and my score just didn't change at all this month, when these were posted?
If you're talking about scorewatch, it looks for changes every 7 - 10 days. Sometimes the score will change after the alert.
I had a similar question.. I paid down 2 credit cards to show a 0 balance, but my reports are still showing the high amount. it's been a month now since those were paid off.
@singleindependentmom wrote:I had a similar question.. I paid down 2 credit cards to show a 0 balance, but my reports are still showing the high amount. it's been a month now since those were paid off.
Which report are you looking at?
score watch
I think that you would need to use another updated report to see if it shows as changed.
Did your score go up?
Look at this thead: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/fico-updates/td-p/2566251
I'm waiting to see if my score went up... I pulled my report with a lender 10/15 and a week before that I had paid the balances off. I just signed up for the scorewatch yesteday, and my inforamtion is still the same.