My credit score report says that I'm 196% balance to ratio. I don't understand this! I have one credit card that I keep below 30%, one auto loan under 20k, and 3 seperate student loans that total less than $2,500 all together? I also have a state tax lien that's been paid in full. I don't understand where the 196% ratio is coming from? Has this happened to anyone else?
Thanks in advance!
