Barclay FICO Score Question (timing?)

[masscredit]

Hum... I've had a number of things taken off my TU report. Walmart is showing my score at 676 while Barclay is still showing the old score of 668. They are usually the same when they update.

[KellyP25721]

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@masscredit wrote:
Hum... I've had a number of things taken off my TU report. Walmart is showing my score at 676 while Barclay is still showing the old score of 668. They are usually the same when they update.

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Mine are usually the same too once Barclay updates.  They just don't update on a very frequent basis unless cetrain alerts occur.

[masscredit]

I just went though all of the scores that I've received from them. Sometimes they update every month, somethings it's two months and there was one period when they went 3 months. And my score wasn't moving much last year so when they did update, it either stayed the same or only changed by a few points. Now that I'm waiting for a decent increase to post, they don't update. 

[newhis]

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@KellyP25721 wrote:

I messaged Barclay about this and this was there response:

Thank you for contacting us regarding your Barclaycard Rewards MasterCard. We can certainly address your inquiry regarding the FICO® score on your account.

Please be advised that we receive updated information from TransUnion once every 10 weeks, or whenever there are certain changes to your credit file (new account openings, new inquiries for credit, etc.). Whenever that updated information affects your FICO® Score, we will send you an email alert letting you know that your FICO® Score has changed.

So in other words, every 10 weeks or something reports that would alert them that you are seeking new credit.

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Thank you, my DW just got approved for the Sallie Mae a few days ago (still waiting for the card) and she enrolled for the FICO score and emails. She already got 2 emails, one with the score from the day she applied and one with today's score. I guess today the card reported (or maybe yesterday) so it shows a new account in her reports. Her score dropped 6 points.

[KellyP25721]

That sounds about right.  A few months of on-time payments and she should get those points back plus some.

[masscredit]

 Still waiting for my score to update. The last update was on Feb 19th so today makes 9 weeks. I've been getting updates every 2 months. Some have said 10 weeks so I'll see what happens next Wednesday. Interesting note, I recevied this e-mail the other day -

We're confirming your recent request to access your FICO® Score free benefit (no cost, no hidden fees) on your account ending in xxxx on 04/19/2015.

I don't recall doing anything before signing in a few times each day to see if my score updated. After this e-mail, I noticed that I no longer have a score history that goes back to last year. I just have the one score from February. Strange.  Whatever happened, I hope it didn't restart the clock. I know what my TU score is through here and Walmart. I'm just waiting to definately know they have the most recent score before contacting them for a possible CLI. 

If I check the soft inquiries on my TU CR and see Barclay on there recently, would it be safe to say that they have the most recent score internally or is the score that we see when we log in the same score that they see?

[masscredit]

Woke up this morning to a score update. 9 weeks since the last one.