Close Capital One Secured Card

[Anonymous]

Thank you @ladym2011

[Anonymous]

@JUAN04, I read the disclosures and found that Cap One Venture allows you to have no more than 5 cards.  I applied for that card and receieved 10k CL. I'll wait until I get that card in the mail before cancelling my secured Cap One

[JUAN04]

@Meow20 . Thanks for updates and Congrats

[JUAN04]

Do you mind saying credit score?

[tbque]

With Cap1 you can only have 2 of their subprime cards. Think secured and platinum. You can have 2 of those and still get QS, Venture, etc.

[Pway]

As mentioned before you can have more than 2 cards with Capital One.  The QS1, Platinum and Secured are in the bracket of re building cards.  However, off brand cards does not matter and the Venture, Venture One and etc. all in another bracket.  I have three cards with Capital One currently.  I have the Sony, QS1 and Platinum. 

[Anonymous]

I as well started with a Cap 1 secured card, then received a Cap 1 Quicksilver and Platinum cards.

[Anonymous]

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I'm in the same boat. I have secured $800 cl 300 is unsecured. And I have a QS1 that started out as platinum $500 cl and pc'd to a QS1 at 5 months than hit luv button got $100 and credit steps last weekend to $1100. I wanted another unsecured with at least the 800 before closing my secured so I didn't lose that on my CR. I called and no dice, they said I have to close my secured card first. 

Question: Do I have to pay my balance in full before closing or just the unsecured part?

[Hdcut18]

Yea I started with a secured card and now I have a quicksilver and a platinum card along with my secured card

[LadyVee]

Hey all! Well today I closed my secured capital one card. Hopefully it doesn't affect my score negatively. I am thinking of applying for an unsecured card next week just so that I can replace that line that was closed and also increase my opportunity for more credit.