Mt credit karma equifax score dropped from 691 to 660. My scores should be moving up if anything. My transunion score went up 17 points to 715. I haven't applied for new cards, everything that should be there is still on my equifax report, no missed payments. literally Nothing has changed except my utilization should be down since I paid a card off. Don't think it reported yet though. I know I know credit karma this and that, I follow it for payment history, account openings, and to see whether my scores should be going up or down. I don't actually trust the number itself. Anyone know why the score could tank for no reason? Should I call them or no?
Starting Score: 539eq 482tu 509ex
I wouldn't pay much attention to the CK scores, they are very unpredictable and not very useful. Do you know your true FICOS?
Gardening until September 2025
No I dont, me and my wife plan on purchasing a house soon, I procrastinate. I should probably check my scores sooner than later
@washington12 wrote:
No I dont, me and my wife plan on purchasing a house soon, I procrastinate. I should probably check my scores sooner than later
Yea just ignore the CK scores, you should get your FICOS for reference, and now they include the new FICO 09 which is cool.
I'll have to look into that. Thanks for the input guys!
Plus 1 to what everyone is said OP.
FAKO from CK is absurd sometimes and almost borders on lunacy IMO. Those are to be ignored ALWAYS.
I often wonder why they don't promote what they are very good at and that is showing us our credit reports (2 CRA's) and some useful details, but they drive that FREE CREDIT SCORE crap like it's the real thing when it couldn't be further from the truth.
Just imagine how long CK would stay in business if they actually had to purchase for all it's many members authentic genuine FICO scores (and every week at that) 