Experian presents a view of your score, by category.
My ratings in the categories are Good, Exceptional, Exceptional, Poor, and Very Good, as shown above in the, "Credit mix," category. Their graphic sort of implies that I'm missing something. My open accounts are:
2 mortgages
3 credit cards, as primary, shown in sig
1 credit card, as authorized user, on secured Cap1 M/C with CL of $851
What is required to move the bar in the Credit mix category to Exceptional?
@Anonymous wrote:
@Anonymous wrote:
What is required to move the bar in the Credit mix category to Exceptional?
Great reply above siting the front-end fluff from CMS software. There is no moving to "exceptional" because it doesn't exist... none of those arbitrary categories exist really. Either your credit mix is maximized or it's not and in your case it is. You have revolvers and at least one open installment loan, so you're in the best place you can be with an ideal credit mix from the lens of the FICO algorithm.
Mine is "excellent" according to front-end fluff, but I have the same 3 entries as OP.
@Anonymous wrote:
SJ, in that case, your rating of Excellent may be due to the enormity of your profile/portfolio.
Maybe. But I wouldn't recommend anyone going for "enormity" 
@Anonymous wrote:ITD and BBS, thank you for the responses. Just wanted to ensure I had all of the bases covered.
Within the requirements backlog of Experian's website content product manager, there had to be some method to attain Exceptional in Experian's category rating? Despite the fluff of their made-up descriptions, I would agree with the assignment of their ratings to my other categories. I wonder if anyone out there in MyFico land has Exceptional in this category, and would be curious to learn about their credit mix.
I have the exact same language on the EX site as you do, only mine is supposedly "exceptional" as opposed to "very good".
What my profile has is lots of open and closed credit cards, 1 open and 6 closed installment accounts, and some personal lines of credit which are listed as revolving accounts but might not be considered "bank" cards.
@Anonymous wrote:SJ, thank you for confirming the existence of Exceptional!
Over the next few years as I slowly rebuild, I will continue to check my, "Credit mix," rating. I do not plan to become SJJ (junior) though, so hopefully ~5 or so card accounts does the trick. We shall see!
Thank goodness you are smarter than I am