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Credit secure by Amex?

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Anonymous
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Credit secure by Amex?

I was just looking thru the Amex website when I stumbled into a link that they have offering the " credit secure" and they say they offer all 3 scores? Including Ex. So my question is......are this scores fako scores or the real deal?
Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Credit secure by Amex?

Looks like Amex's Credit Secure provides FAKO Plus Scores.

 

Here's llecs' great post on Credit Monitoring Services with the information you're looking for.

 

And, Plus Scores, btw are totally different than FICO scores. 

Like other FAKO scores:

When your FICO goes up, your PLUS can go down, stay the same or go up.

When your FICO goes down, your PLUS can go up, stay the same, or go down.

When your FICO remains the same, your PLUS can go up, go down, or stay the same.

 

If you use this CMS to monitor your reports, be sure to ignore the FAKO PLUS scores along with the FAKO PLUS advice.  Following the advice on these reports can, and will, lower your FICO scores.

 

Hope that helps!

 

ETA:  This article about a lawsuit regarding PLUS scores was recently posted here.....  "Plus Score ratings are not sold to lenders, and are not used in lending decisions."

Message 2 of 4
MarineVietVet
Moderator Emeritus

Re: Credit secure by Amex?

Just to add a little to what beamer said there is NO 3 in 1 monitoring service (at this time) that sells FICO scores.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 3 of 4
Anonymous
Not applicable

Re: Credit secure by Amex?

Alright you saved me another subscription lol
Message 4 of 4
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