I'm trying to understand this verbiage. Under what's hurting my FICO score, it states that I have multiple accounts showing derogatory description. On a total of 9 TL's, 3 are "account in dispute", 4 are "none on record", 1 is "transfered/purchased by another lender", 1 is "account closed at credit grantor's request". Now my question is, what constitues "multiple" derogatories?? Is the my FiCO report "descriptions" different than the status details, comments, or creditor details and how does this factor into the score? I thought that the fields with "verbiage" wasn't calculated into a FiCO.
Message Edited by vankat on
07-26-2008 09:13 AM
