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Question..my husbands oldest account is an open les swab account about 12.5 years old. It's showing as a store card. Will banks count this into his age of credit or do some discard it? I've been reading and ive seen comments where chase/amazon would not count a store card into age of oldest card.
His only other accounts/cards between then and may 2018 are two closed accounts that are 9.5 years old. Do those count or do banks only count credit history for open active cards?
Its a huge leap from 12.5 years to 6 months. Will some lenders only see him as having 6 months credit history and if so which banks exclude store cards in counting history?
A store card counts just as much as any other account.
A closed account counts just as much as an open account.