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We would need to know more information to give you some feedback.
In the meantime, I would recommend reading the below from ABCD2199
The Truth about Credit Card Utilization
@Anonymous wrote:
So I got an alert feom experian. Credit limit went up on 1 card, balance decreased on 2 cards. And my score dropped 7 points. Can someone help, trying to get a mortgage loan this year.
You did not get a score decrease from your credit limit going up or from your balance decreasing on 2 cards. So look for something else which caused it, because those are not the cause.