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As the post says down 11 pts on TU account when I pulled my 3 scores. I have been in the garden for 2 years and 11 months now, with no plans on new credit for while. It seems my TU account was the only one affected? Recent $13,600 CI on my BofA cc is only chang in the past week. EX has not updated this, EQ has and no score change. Puzzled?
Did all your credit cards report a zero balance?
Don't forget, there are a large number of things that affect your score and never show up as alerts or under "what's changed".
@AzCreditGuy wrote:As the post says down 11 pts on TU account when I pulled my 3 scores. I have been in the garden for 2 years and 11 months now, with no plans on new credit for while. It seems my TU account was the only one affected? Recent $13,600 CI on my BofA cc is only chang in the past week. EX has not updated this, EQ has and no score change. Puzzled?
Your increased credit limit would not have caused a point loss of any kind.
You would need to compare your TU data before and after to determine what did cause it.
BTW your 2nd screen shot, relating to changes in your EX report, has no bearing on your TU score.
Weird thing is how in the world is all your AA's/Time at 1 month?
@GatorGuy wrote:Did all your credit cards report a zero balance?
Don't forget, there are a large number of things that affect your score and never show up as alerts or under "what's changed".
No I do have accounts showing balances
@SouthJamaica wrote:
@AzCreditGuy wrote:As the post says down 11 pts on TU account when I pulled my 3 scores. I have been in the garden for 2 years and 11 months now, with no plans on new credit for while. It seems my TU account was the only one affected? Recent $13,600 CI on my BofA cc is only chang in the past week. EX has not updated this, EQ has and no score change. Puzzled?
Your increased credit limit would not have caused a point loss of any kind.
You would need to compare your TU data before and after to determine what did cause it.
BTW your 2nd screen shot, relating to changes in your EX report, has no bearing on your TU score.
Nothing has changed since I pull it on the 1st, 10th, 20th, 30th
Ex report was to show the CLI from B of A only
@FireMedic1 wrote:Weird thing is how in the world is all your AA's/Time at 1 month?
Unsure I did see that and was like hmmm
@FireMedic1 I read that as they all increased by one month. If you see the top of the column it says increased.
@GatorGuy wrote:@FireMedic1 I read that as they all increased by one month. If you see the top of the column it says increased.
Ah. The fine print. Everything happens each month by a month as it is. Its aging! Duh!