Forgive me if this is posted in the wrong section.
Ok,
SO i subscribe to Experian credit monitoring and fico score with additional fico scores. Can someone explain this discrepency i am so confused.
667 FICO SCORE 8 is listed. what's hurting score says - serious delinquency.
789 FICO SCORE 2 - no delinquency listed.
799 bankcard score 2 - no delinquency listed.
779 fico score 3 - no delinquency listed.
683 fico bankcard score 8 - delinquency listed.
THESE ARE ALL FOR EXPERIAN - SAME DAY.
also, under my account overview it says i have 1 late payment. when i go to click on the account nothing is there.
My refreshed report has 0 NEGATIVE items. When I go to the next tab of credit report and there is an account summary listed it says time since negative - NEVER.
What is going on here.
anyone ever have this happen.??
@snickerpedia wrote:Forgive me if this is posted in the wrong section.
Ok,
SO i subscribe to Experian credit monitoring and fico score with additional fico scores. Can someone explain this discrepency i am so confused.
667 FICO SCORE 8 is listed. what's hurting score says - serious delinquency.
789 FICO SCORE 2 - no delinquency listed.
799 bankcard score 2 - no delinquency listed.
779 fico score 3 - no delinquency listed.
683 fico bankcard score 8 - delinquency listed.
THESE ARE ALL FOR EXPERIAN - SAME DAY.
also, under my account overview it says i have 1 late payment. when i go to click on the account nothing is there.
My refreshed report has 0 NEGATIVE items. When I go to the next tab of credit report and there is an account summary listed it says time since negative - NEVER.
What is going on here.
anyone ever have this happen.??
It makes no sense to me unless there's something in your reports that the FICO 8 scores consider a delinquency, which the other referenced scoring models do not consider a delinquency. Everything there should be from the same data set.
I would give it a day to see if it settles out. If there's no change then I would go the account list and go over each account. If that doesn't reveal what's going on, I would call.
I guess i will check tomorrow when I get my update.
No, i do not have any deliquencies. Its weird cause it says i have not ever missed a payment. then on another screen it says there is 1 account with a delinquency. ON top of that on that same screen the last date of missed payment is unknown.
Strange. Following this thread. I assuem it shakes out in a day or two, will be interesting to see.
Just updated my scores and reports - no change same discrepancies. but it is the weekend. I called experian but since its sunday will have to call back tomorrow. uggghgh!!!
on the phone with them now, of course ive been transferred 400 times already. LOL
absoulely no help at all, all she kept saying was you have no delinquent accounts and maybe it hasn't updated yet even though i told them i have updated it for three days in a row....UGGGHGHHG what to do.
