EXPERIAN FICOS - Some say have a deliquency other versions do not!!

[snickerpedia]

i get my updated experian report daily from experian. would it be different from the annual credit report? no right?

[Remedios]

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@snickerpedia wrote:

i get my updated experian report daily from experian. would it be different from the annual credit report? no right?

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It's more comprehensive, and you will need it to prove absence of derog in case this becomes a dispute or if you need to file a complaint 

It's up to you. 

Good luck. 

[snickerpedia]

oh ok i ll do that. i hope this doesnt become a long drawn out dispute!!!!

[blindambition]

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@snickerpedia wrote:

oh ok i ll do that. i hope this doesnt become a long drawn out dispute!!!!

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I’ve seen this sort of issue before. Other posts have identified issues with subscription scores. Did you call Experian directly, or Credit Works at 866-617-1894. They should see what you’re talking about. Whereas. Experian CR won’t.

[snickerpedia]

I called 855-414-6048, usually i call 714-830-7000 but noone is there till 10am my time. should i be calling  866-617-1894??

[blindambition]

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@snickerpedia wrote:

I called 855-414-6048, usually i call 714-830-7000 but noone is there till 10am my time. should i be calling  866-617-1894??

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Yes, the number I gave is dedicated to your paid subscription. Your subscription scores are the issue. Other posters have seen issues on subscription score, but actual EX report is clean.

[snickerpedia]

oh ok thank you, i will give them a call as well!!!

[snickerpedia]

just called them too and they gave same story that they are not responsible for the score blah blah blah and that my file is clean...ughghgghgg

[snickerpedia]

do you think i should order my exp scores from my fico to see what it says?

[Remedios]

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@snickerpedia wrote:

do you think i should order my exp scores from my fico to see what it says?

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One more try 

Report and scores you order from here will "draw" data from Experian. They dont exist in a vacuum. All they do is calculate score based on data present on EX report. So, you need to see the most comprehensive report and that's free annual credit report. 

Get a copy and go from there. It takes about 5 min online. You can do it in less time than it took me to type this post.