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Equifax Credit Score Watch

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Aarvard
Established Contributor

Re: Equifax Credit Score Watch


@Anonymous wrote:

yes its a fico 04 and you get you get two updates it wll send you emails when your accounts on your report change if your score changes it will let you know


Now when I look at my score again it says that the score range is from 300 to 850, but doesn't EQ 04 range from 334 to 818?

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 11 of 16
Anonymous
Not applicable

Re: Equifax Credit Score Watch

no its 300 to 850 where did you come up with 334 to 818

Message 12 of 16
Anonymous
Not applicable

Re: Equifax Credit Score Watch


@Aarvard wrote:

@Anonymous wrote:

yes its a fico 04 and you get you get two updates it wll send you emails when your accounts on your report change if your score changes it will let you know


Now when I look at my score again it says that the score range is from 300 to 850, but doesn't EQ 04 range from 334 to 818?


If you are talking about the range where you set the score alert, it's says 500-850.


Score Alerting


Alert me if my score rises above, falls below, or meets this new score:
Enter Target Score (500 - 850)

Message 13 of 16
Anonymous
Not applicable

Re: Equifax Credit Score Watch

I believe they were asking about fico score range not alert range

Message 14 of 16
Aarvard
Established Contributor

Re: Equifax Credit Score Watch

It says "FICO® scores range between 300 and 850." <---- this is the range of EQ 08, if I'm not wrong.

But according to this post: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-version... , EQ 04 is supposed to range from 334 to 818.

So is Score Watch providing EQ 08?

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 15 of 16
Anonymous
Not applicable

Re: Equifax Credit Score Watch

 

The FICO scoring model with its familiar range of 300 to 850 was first introduced in 1989. Since then, FICO has released five major revisions:   1995, 1998, 2004, 2008, and 2014.  Each "edition" uses a different formula and produces a different score. fico 04 is 2004

 

REAL WORLD SCORE 338 TO 818  i do not know why you are worried about this but as you see by the post equifax score watch is 04 and thats what mortage lenders use

 

Message 16 of 16
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