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Experian FICO score help?

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BearWebb85
Contributor

Experian FICO score help?

I am going to be going to visit with my LO today to hopefully purchase my first house via a USDA loan.  My scores per MyFico are EQ: 647, TU: 636, & EX: 651.  My question is with the Experian FICO score here being a version 08 score and I know my LO will pull the Experian Fair Isaac V2 score does anyone have any idea if that Experian score will still be 640 or higher?

Start: (4-21-13): EQ 560 (FAKO) TU 544 (FAKO) EX 549 (FAKO)
Current: (8-27-13): EQ 650 (FICO) TU 677 (FICO) EX 643 (FICO)
1st Goal: Purchase my first home (Done on 9/3/13)
2nd Goal: 700 across the board
Message 1 of 3
2 REPLIES 2
td765
New Member

Re: Experian FICO score help?

I'm curious ... was the score similar?  Hopefully all went well with your home purchase too.

Message 2 of 3
AndySoCal
Valued Contributor

Re: Experian FICO score help?

Any lates or collection(s)? I ask this because FICO 08 model treats them differently then FICO 2.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 3 of 3
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