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Experian FICO score help?

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BearWebb85
Contributor

Experian FICO score help?

I am going to be going to visit with my LO today to hopefully purchase my first house via a USDA loan.  My scores per MyFico are EQ: 647, TU: 636, & EX: 651.  My question is with the Experian FICO score here being a version 08 score and I know my LO will pull the Experian Fair Isaac V2 score does anyone have any idea if that Experian score will still be 640 or higher?

Start: (4-21-13): EQ 560 (FAKO) TU 544 (FAKO) EX 549 (FAKO)
Current: (8-27-13): EQ 650 (FICO) TU 677 (FICO) EX 643 (FICO)
1st Goal: Purchase my first home (Done on 9/3/13)
2nd Goal: 700 across the board
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Anonymous
Not applicable

Re: Experian FICO score help?

I'm curious ... was the score similar?  Hopefully all went well with your home purchase too.

Message 2 of 3
AndySoCal
Senior Contributor

Re: Experian FICO score help?

Any lates or collection(s)? I ask this because FICO 08 model treats them differently then FICO 2.

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
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