I am going to be going to visit with my LO today to hopefully purchase my first house via a USDA loan. My scores per MyFico are EQ: 647, TU: 636, & EX: 651. My question is with the Experian FICO score here being a version 08 score and I know my LO will pull the Experian Fair Isaac V2 score does anyone have any idea if that Experian score will still be 640 or higher?
Any lates or collection(s)? I ask this because FICO 08 model treats them differently then FICO 2.