Is there a place I can get an Experian score using the Beacon 5 model?
@MrTom wrote:Is there a place I can get an Experian score using the Beacon 5 model?
Beacon 5 (Beacon 5.0) is an Equifax model. You can get that specifically here either Equifax 1B report (listed as FICO 5) or from Equifax directly with their Scorepower purchase if we're talking one time checking, or DCU provides it monthly to their membership which is how I monitor that particular score.
If you mean some flavor of Experian though, would help to know more as to what it is you're looking for.
No Wells Fargo uses Experian with a Beacon 5.0 model, that is what my denial letter said last year.
@MrTom wrote:No Wells Fargo uses Experian with a Beacon 5.0 model, that is what my denial letter said last year.
Beacon is a registered trademark of Equifax, there are financial implications if it is misused as you state, and it's very unlikely that is the case. I can state with absolute confidence that Beacon 5.0 is an Equifax model.
Experian would be FICO Risk Model vSomething for their product nomenclature.
I'd relook at your letter if you still have it.
