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Experian and AU accounts, shouldnt my score be higher?

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AzCreditGuy
Valued Contributor

Experian and AU accounts, shouldnt my score be higher?

I thought the big 3 didn't take AU  age into account, when it came to one's own personal profile. I never paid attention until the screen shot below popped up on my credit summary.  As you can tell it's showing something different from my Score Ingredients when I view my scores? 

 

EXPERIAN .png

 

Age.png

 

6 REPLIES 6
FireMedic1
Community Leader
Mega Contributor

Re: Experian and AU accounts, shouldnt my score be higher?

If your the AU yes it does count from the primary account holder or what you do as the AU. You have seen people who are within the util %s on their own but the primary cardholder has a high util % and we say get off that account ASAP. Its hurting you. You take on all the metrics of the primary account. Is that what you were seeking?


Message 2 of 7
AzCreditGuy
Valued Contributor

Re: Experian and AU accounts, shouldnt my score be higher?


@FireMedic1 wrote:

If your the AU yes it does count from the primary account holder or what you do as the AU. You have seen people who are within the util %s on their own but the primary cardholder has a high util % and we say get off that account ASAP. Its hurting you. You take on all the metrics of the primary account. Is that what you were seeking?

 

I understand and I am the AU and the primary card holders % is under 1%, that is not what I asked though. As you can see I am getting 2 different aging models from Ex 


 

Message 3 of 7
FireMedic1
Community Leader
Mega Contributor

Re: Experian and AU accounts, shouldnt my score be higher?

Hmmm. Looks like the main page is correct if its a 18yr old account. The breakdown catagory page hasnt caught up yet? Odd.


Message 4 of 7
AzCreditGuy
Valued Contributor

Re: Experian and AU accounts, shouldnt my score be higher?


@FireMedic1 wrote:

Hmmm. Looks like the main page is correct if its a 18yr old account. The breakdown catagory page hasnt caught up yet? Odd.


Yes very odd, I wonder if others have this with AU accounts as well for Experian creditworks? The breakdown catagory page also show this for EQ and TU, when I pull all 3 to compare....

Message 5 of 7
FireMedic1
Community Leader
Mega Contributor

Re: Experian and AU accounts, shouldnt my score be higher?

Looks like a CSS Code got whacky on an update. Two webpage calculations doing their own thing and not connected to each other to display the same results. Had a website go down due to Filezilla duplicated each file and Drupal didnt like it. Took 6 hrs to find it. Once deleted. Back to normal. Never know. 1 burb and all heck breaks loose.


Message 6 of 7
tnhomestead
Frequent Contributor

Re: Experian and AU accounts, shouldnt my score be higher?

Never mention the Darkside, may the wordpress be with you!

Message 7 of 7
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