Experian.com FAKO or FICO

[c32knight]

Hello all,

I was reading through some posts regarding whether the credit monitoring from experian.com was in fact a FAKO score. There were some references to it being a fico PLUS score. Mine specifically states it is a FICO 8 score. Further, I just restarted my MyFico credit monitoring service and show the same experian score. Can anyone confirm this?

[SouthJamaica]

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@c32knight wrote:

Hello all,

I was reading through some posts regarding whether the credit monitoring from experian.com was in fact a FAKO score. There were some references to it being a fico PLUS score. Mine specifically states it is a FICO 8 score. Further, I just restarted my MyFico credit monitoring service and show the same experian score. Can anyone confirm this?

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It's a FICO 8 score.

[thornback]

Experian provides your FICO 8 score.

[Anonymous]

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@c32knight wrote:

Mine specifically states it is a FICO 8 score.

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That is your answer.

Any time a score is provided from any source, somewhere near that score you'll find the scoring model and bureau data used.  Usually it's near the score, but sometimes you'll have to scroll down to the fine print at the bottom of the screen or on occasion look it up in their FAQ.  It will always be disclosed somewhere though.

[blindambition]

Experian is the one you can count on to give TRUE FICO scores. TU and EQ often use variants of their own internal Vantage scores.