FICO EXP Risk Based

[tufa4311]

I was just approved for a credit card and they provided my credit score: 713. Says it was the FICO EXP Risk Based.

Which model is this one, exactly?

[Anonymous]

What credit card?

[tufa4311]

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@Anonymous wrote:

What credit card?

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Visa Platinum

[Anonymous]

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@tufa4311 wrote:

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@Anonymous wrote:

What credit card?

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Visa Platinum

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That is the name of the card.  Which credit card company did you to apply to?  More then likely it's a FICO Bankcard Enhanced Score

[tufa4311]

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@Anonymous wrote:

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@tufa4311 wrote:

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@Anonymous wrote:

What credit card?

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Visa Platinum

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That is the name of the card.  Which credit card company did you to apply to?  More then likely it's a FICO Bankcard Enhanced Score

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It's from my credit union - Patelco

[Anonymous]

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@tufa4311 wrote:

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@Anonymous wrote:

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@tufa4311 wrote:

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@Anonymous wrote:

What credit card?

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Visa Platinum

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That is the name of the card.  Which credit card company did you to apply to?  More then likely it's a FICO Bankcard Enhanced Score

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It's from my credit union - Patelco

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Almost guaranteed it is the Bankcard Enhanced FICO Score 

[Imperfectfuture]

Sounds like their internal bankcard enhanced 04 model, used a lot by credit unions.

May not even be bankcard enhanced, since mine uses the same score for auto loans. Mine was slightly above 20 pts less than my TU FICO 008, somewhat like yours.

[Anonymous]

I'm about to apply to my CU as well. How can I see what my score could be before hand?