Hey, all. I was viewing my FICO Score 3B Report Error and I was looking at the "accounts" tab and scrolled down to my closed car loan accounts. Hyundai Motor Finance shows up as "Not more than two payments past due" with a red indicator. I viewed the 2-year payment history and everything is "OK" in green so why is this showing up? Please give me some insight on this because I am confused and not sure what to do.
It was a lease that was paid-in-full and always paid early. Here are some screenshots of my 3B Report straight from myFICO.
@Reviewers wrote:Hey, all. I was viewing my FICO Score 3B Report Error and I was looking at the "accounts" tab and scrolled down to my closed car loan accounts. Hyundai Motor Finance shows up as "Not more than two payments past due" with a red indicator. I viewed the 2-year payment history and everything is "OK" in green so why is this showing up? Please give me some insight on this because I am confused and not sure what to do.
It was a lease that was paid-in-full and always paid early. Here are some screenshots of my 3B Report straight from myFICO.
1
2
You should dispute it immediately.
Send letters both to the lender and to Equifax requesting correction.