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FICO Score Difference

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Anonymous
Not applicable

FICO Score Difference

I am trying out myFICO under the trial.  I currently use Equifax which seems to have the exact same service just packaged a little differently.  The one thing I noticed was that the myFICO score was different (higher) than the score shown on my Equifax service on the same date.  Does anyone know why there is a difference?
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llecs
Moderator Emeritus

Re: FICO Score Difference

Welcome to the forums!

The scores should match exactly. You pulled it on the exact same day, right? Report dates match?

If so, the only possibility is that a CC or something like that updated right after you pulled the first report, thereby affecting utilization. Compare the accounts line by line and you might find the culprit.
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