Fico Score

[Anonymous]

Hi guys,

Okay, why when I check my EQ, TU or EXP report - then - I check myfico.com there are collections on that report (myfico.com)  that are actually gone on the CA reports?  Could this be why my score is lower on myfico.com and how does this get fixed?????

Thanks

Kris

[haulingthescoreup]

Are they gone from the full reports from the CRA's (I assume you meant CRA instead of CA), or are they just gone from the shortened reports from monitoring services?

Whatever's on the full reports --those that you get directly from Equifax, TransUnion, and Experian --should be on the myFICO reports. When you pull a myFICO report, it's generated at that moment at the credit bureaus, from the reports that they maintain.

[Anonymous]

Hi,

Yes they are totally gone from the full reports, but one is still showing on myfico.com?  Im soo confussed.

Thank you for your help!

Kris

[llecs]

Did you pull your FICO report(s) and the reports directly from the CRAs on the same day?