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Fico score needed for student loan

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Anonymous
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Fico score needed for student loan

 I have a credit score of 680 but not much of a credit history what are the chances of me getting a student loan without a co signer?

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MakingProgress
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Re: Fico score needed for student loan


@Anonymous wrote:

 I have a credit score of 680 but not much of a credit history what are the chances of me getting a student loan without a co signer?


If you get a Federal Direct loan your credit score isn't used.  They just check to see if you have any baddies.  Even if you have a couple of 30 day lates you are ok as long as you are not in default on any Federal Student Loans.

 

If you are asking about private loans then it will depend on the lender. 

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