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Get US Bank to update balance before the statement date

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Anonymous
Not applicable

Get US Bank to update balance before the statement date

Does anyone know if it is possible to get a credit card company (US Bank in my case) to update to the credit bureau prior to the statement date.  The US Bank card I am referrering to just went from 65% utilitzation to 0% utilization on a credlit limit of $7,000.  A loan will be applied to very soon and I would like that new balance to report on the credit bureau reports before applying to that loan but don't want to wait for the statement to cut and automatic reporting.  Is this possible?  Thank you for your help. Should I dispute the balance with the 3 credit bureaus?  Is that an effective way to update it or is that a bad idea?

2 REPLIES 2
Anonymous
Not applicable

Re: Get US Bank to update balance before the statement date

U.S Bank won't do that. They will update at the end of the month as usual.  Others like Chase will update mid-cycle once the balance is zero and Discover also will once you request it.

Message 2 of 3
RonM21
Valued Contributor

Re: Get US Bank to update balance before the statement date

I know I got Discover to do that. But I guess each one is different.


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