cancel
Showing results for 
Search instead for 
Did you mean: 

HP W/no Point Loss

tag
Zoostation1
Valued Contributor

Re: HP W/no Point Loss

@Thomas_Thumb Do we know if the dedupe period changed for FICO 10/10T?

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Jun 2026 FICO 8:
Jun 2026 FICO 9:
Jun 2026 FICO 10:
May 2026 FICO 10T:
Message 11 of 12
Thomas_Thumb
Senior Contributor

Re: HP W/no Point Loss

I have not seen an "official" Fico communication on Dedupe for Fico 10. Fico typically mentions important changes on new models when rolled out. Therfore, 45 days would be expected barring a communication ststing otherwise.

 

FWIW - the 3rd party article in the below link does state Fico 10/10T applies a 45 day Deduplication time period: https://www.firstcard.app/learn/vantagescore-4-vs-fico-10-differences

 

Here is a link to another article that summarizing some characteristics of Fico 10/10T and its BNPL variants.

https://www.crediful.com/fico-10-10t-bnpl-credit-score-changes/

 

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 12 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.