Help......Please!

[Anonymous]

I was wondering can I send a GW letter to get a PAID COLLECTION/120 days late off my CR. It was from the electric company so I'm not sure if they would do anything. If so how much do you think that would bring my score up?    This is one of the last things I need to fix so it won't be a negative factor on my score.                            FICO  EQ 624 EX 644 TU ?

[Anonymous]

Anything is worth a try.  Nothing to lose, right? 

There is absolutely no way to predict with any accuracy how much your score would go up.  It might even go down.  There are too many other factors affecting your score.

Message Edited by masdeocho on 01-16-2008 02:50 PM

[Anonymous]

agree with mas..................send that GW. If it doesn't work, wait 60 days and send it again. And again. And again.................