Help Please

[Anonymous]

I have been using myFICO app and the scores are pretty spot on. Recently I had a dispute going on with Equifax and my credit score was 502. They deleted the item off my credit report so I checked my credit score again today and it said it was a 505. Through myFICO my equifax score shows 600 and I have also been using the free membership with Experian so when the score for that updates myFICO usually updates a day or two later. So I purchased the three credit scores from experian and it shows that my equifax is 600 and not 505. Does anyone know which score is correct and why such the big difference. Thank you for your help!

[Anonymous]

Where are you getting EQ 502/505?

[Anonymous]

From equifax member log in that you would to pay 15.95 for. I just don’t get why the scores are so far apart and I am new to this trying to fix my credit.

[Anonymous]

That's what I thought. The discrepancy comes from EQ scores from EQ site are not FICO scores, it is their own internal score that no lenders pay attention to. Both Experian 3 Bureau Report and your MyFico subscription provides FICO 8 scores, those are the ones you pay attention to. Ignore 502/505.