@Ace6 wrote:Hello,
I have currently been rebuilding my credit and have gone from 515 to 589 in EQ, 520 to 636 in TU and 528 to 648 in EX. But my auto scores are mostly in the high 500s. I would like to know how can I raise the auto scores? I do have a charge off I am attempting to settle which has my utilization at 70% and one collection that will fall off next month per the PFD agreement I made with the collection agency. I would like to raise my auto scores in order to qualify for a lease in PA. I know my general scores are improving but if my auto scores are pulled I will probably not qualify as it stands. Any advice on how to approach this?
I think the key is getting rid of that chargeoff, but it will also help to keep your revolving utilization low, avoid any other credit applications or other hard pulls, and pay down any open installment loans to 9% or less (but not to zero).
